1Please provide us with a brief bio of yourself.
I’m Tenny Enoch Devadas Chandrasegar, a Full-stack Lead Engineer/Architect with over 18 years of experience in the IT industry. My expertise spans across designing and developing dynamic web and robust applications using technologies like Java, Spring Boot, Microservices, Google Cloud APIs, and Kubernetes.
Throughout my career, I’ve had the privilege of working with Global 500 financial clients, earning recognition for my innovative approach to project delivery, particularly in liquidity management and debt resolution. I’ve also contributed to international research, publishing journals focused on Artificial Intelligence and Machine Learning models.
2What inspired you to pursue innovation in your field?
Innovation has always been a driving force in my career. The constant evolution of technology and the potential to solve complex problems creatively inspired me to push the boundaries of what's possible. The ability to impact people's lives positively through technology is what fuels my passion for innovation.
3Please tell us more about your organization.
I have had the privilege of working with leading organizations such as Achieve, CapitalOne, Bayer, Citi, and Standard Chartered Bank, where I've contributed to projects focused on financial services, supply chain planning, and analytics. These organizations prioritize innovation and customer-centric solutions, which has allowed me to work on cutting-edge projects that make a real difference.
4What does “innovation” mean to you?
To me, innovation means creating solutions that not only address current challenges but also anticipate future needs. It’s about thinking beyond conventional methods, embracing new technologies, and constantly seeking ways to improve and adapt.
5Can you briefly describe your innovation and its impact?
One of my most notable innovations was in the area of automated loans and debt resolution. This project involved developing a platform that automates the underwriting process, making loan approvals more efficient and accessible to customers. The impact has been significant, helping individuals manage their debt more effectively while also boosting their credit scores.
6How did you come up with the idea that led to your award-winning innovation?
The idea stemmed from observing the inefficiencies in traditional loan processing and the challenges customers face in managing debt. I wanted to create a solution that simplified these processes, making financial services more user-friendly and accessible to a broader audience.
7What challenges did you face during the innovation process, and how did you overcome them?
One of the biggest challenges was integrating various systems and ensuring compliance with industry standards. We overcame these challenges through rigorous testing, collaboration with cross-functional teams, and leveraging cutting-edge technologies like AI and machine learning to streamline processes.
8Congratulations! How does winning this award affect your future goals and aspirations?
Winning this award is a tremendous honor and a validation of the hard work and dedication that went into this project. It motivates me to continue pushing the envelope in innovation and to explore new opportunities to create impactful solutions. It also sets a high standard for future projects and inspires me to achieve even greater success.
9Who or what has been your biggest source of support throughout your innovation journey?
My biggest source of support has been my colleagues and mentors, who provided invaluable guidance and encouragement throughout the innovation process. Their expertise and insights were crucial in overcoming challenges and achieving success.
10How do you think your innovation will shape the future of your industry?
I believe this innovation will set a new standard for how financial services are delivered, making them more efficient, accessible, and customer-friendly. It will encourage other players in the industry to adopt similar technologies, leading to widespread improvements in how financial services are managed and delivered.
11What advice would you give to aspiring innovators looking to make a difference?
My advice would be to stay curious and never stop learning. Innovation is about challenging the status quo and exploring new possibilities. Surround yourself with a diverse team, be open to feedback, and don’t be afraid to take risks.
12How did you manage to stay motivated and focused during the innovation process?
Staying motivated and focused was a matter of keeping the end goal in mind—creating something that would have a meaningful impact on people's lives. Regular milestones and a supportive team also played a key role in maintaining momentum throughout the process.
13What impact do you hope your innovation will have on people's lives or the world?
I hope this innovation will empower individuals by giving them better tools to manage their finances and improve their quality of life. The goal is to make financial services more accessible and less daunting, ultimately contributing to financial well-being on a larger scale.
14What are the key skills or qualities that you believe contribute to successful innovation?
Successful innovation requires a combination of technical expertise, creativity, and resilience. The ability to adapt to new challenges, collaborate effectively with others, and maintain a clear vision of the end goal is also crucial.
15Where do you see the evolution of innovation in your industry going over the next 5-10 years?
Over the next 5-10 years, I see innovation in the financial industry being driven by advancements in AI, machine learning, and blockchain technology. These technologies will revolutionize how financial services are delivered, making them more secure, efficient, and personalized.
16What message would you like to convey to others who may be inspired by your achievements?
My message would be to never underestimate the power of perseverance and passion. Innovation is not always a smooth journey, but with dedication and a willingness to learn, you can achieve remarkable things.
